28 Cottage Street
28 Cottage Street
$4,499,000
17 days on market
About This Listing
Welcome To 28 Cottage Street, A Single-Family Luxury Bungalow Located In The Heart Of Royal Albion Welcome to one of the most extraordinary homes in Niagara-on-the-Lake. This one-of-a-kind 4-bedroom, 3-bath residence by Gatta Homes showcases the timeless architectural details and exceptional craftsmanship the builder is renowned for. Offering over 4,540 sq. ft. of luxurious living space, the home features state-of-the-art smart home technology that seamlessly controls lighting, climate, audio, and security from the touch of your fingertips.Designed for the future, this remarkable home is equipped with geothermal heating and cooling, solar panels, an electric vehicle charging hookup, and a Tesla battery backup system for efficient, sustainable living. Experience unmatched comfort year-round with radiant in-floor heating throughout every level of the home, including the basement, as well as a fully heated driveway for effortless winter living.A fully equipped elevator provides convenient access to every level, including the lower level, which features 9-foot ceilings, two bedrooms, a custom wine cellar, and a spectacular 5-piece spa-inspired bathroom complete with privacy glass, a steam shower, and a sauna. Every detail has been thoughtfully curated to deliver an unparalleled lifestyle. This is a truly breathtaking home that must be experienced to be appreciated.
| Monthly Mortgage (P&I) | $19,602 |
| Property Tax (MLS) | $997 |
| Maintenance Fees | $0 |
| Total Monthly Cost | $20,599 |
Down payment: $899,800 (20.0%) · Mortgage: $3,599,200
Property tax uses MLS annual tax of $11,966/yr. Uses the standard Canadian semi-annual compounding convention. Estimates only—not a pre-approval or offer of credit. Actual rates and eligibility may vary. Provincial sales tax on mortgage insurance, when applicable, is not included. Consult a mortgage professional for accurate figures.
Property Details
Listing provided by REVEL Realty Inc., Brokerage
Based on information from the Toronto Regional Real Estate Board (TRREB). All information deemed reliable but not guaranteed and should be independently verified. The accuracy of information is not guaranteed, has not been verified, and does not constitute professional advice.
IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than identifying prospective properties consumers may be interested in purchasing or renting.
Sold and leased listing data is provided under the Virtual Office Website (VOW) data feed and is available only to registered users who have agreed to the Terms of Use. This data is for personal, non-commercial use only and may not be copied, redistributed, or retransmitted.
MLS®, REALTOR®, and the associated logos are certification marks owned by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA.
This listing content is not intended to solicit properties already listed for sale or individuals who are currently under contract with a brokerage.
Data last updated: August 23, 2026 at 04:25 a.m.